What are the dangers of SMS-based phishing (smishing)?

SMS-based phishing, also known as smishing, is a type of cyber scam where fraudsters use text messages to trick users into revealing sensitive information like passwords, credit card numbers, or personal details. Attackers often send deceptive messages that appear to be from legitimate sources, such as banks, service providers, or government agencies, prompting recipients to click on malicious links or disclose confidential information.

To protect yourself from smishing attacks, it’s crucial to follow these preventive measures:

1. Avoid Clicking Unknown Links: Refrain from clicking on links sent via text messages, especially if you are unfamiliar with the sender or if the message seems suspicious. These links may lead to fake websites designed to steal your data.

2. Verify Sender Authenticity: If you receive an unexpected message requesting sensitive information, double-check the sender’s identity. Contact the purported organization directly through their official website or customer service hotline to confirm the legitimacy of the request.

3. Be Cautious with Personal Information: Avoid sharing personal or financial details over text messages, especially in response to unsolicited requests. Legitimate organizations typically do not ask for sensitive data through SMS.

4. Use Security Software: Install reputable security software on your mobile device to detect and block potential smishing attempts. Keep your software up to date to stay protected against evolving threats.

5. Educate Yourself and Others: Stay informed about common phishing tactics and share knowledge with family and friends to raise awareness about the risks associated with smishing.