How does a business’s industry sector influence the types of risks covered and the cost of their cyber insurance?

Are insider threats, such as malicious employees or accidental data leaks, included in the coverage provided by cyber insurance?

What are the key factors small businesses should evaluate when purchasing cyber insurance to address their unique risk profiles?

Can cyber insurance protect businesses from losses caused by business email compromise, such as unauthorized financial transfers?

How does encryption factor into cyber insurance requirements, and why is it considered a critical security measure?

Are incidents involving third-party service provider breaches covered by cyber insurance, and how are such claims handled?